1 January, 2025

RBI’s Latest CIBIL Regulations

Based on multiple authoritative sources, the RBI has introduced several consumer-friendly measures to enhance transparency, timeliness, and grievance redressal in credit reporting.
 

  • Fortnightly (every 15 days) CIBIL Score Updates
    Credit scores are now updated twice a month—typically on the 15th and the last day—ensuring the credit profile reflects recent financial behavior more rapidly.

  • Notifications for Credit Report Access
    Whenever a bank or NBFC checks your credit report, you must be informed via SMS or email.